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Calculated risk

Five Emerging Risks in Microfinance

The provision of financial services has gained momentum in the last decade; many trends have emerged and the service scape of many financial offerings has changed too (for instance, mobile banking has quickly evolved and it’s future seems brighter than ever). As innovations gain momentum,


Branchless Banking Potential For Low Income Groups

Branchless banking (using financial services through remote devices such as cellphones and ATMs) is a technology-led solution that promises to advance financial inclusion goals of the world economy. Although those at the top of the financial pyramid have ample access to banking services, those at


The Future of Mobile Banking Services

I’ve previously blogged about the of mobile banking services and how the service can be used to provide loans to the common man. The fact is, mobile money has quickly evolved into a full range of financial services that have the potential to improve livelihoods